August 22, 2025
AgencyWhat Insurance Do I Need in the Hospitality Industry?
Whether you own a boutique inn, manage a restaurant or operate a catering business, working in the hospitality industry means balancing customer service with risk management. In , hospitality businesses face a range of exposures that can impact finances, reputation and operations. Having the right insurance in place may help protect you from unexpected losses. […]
July 28, 2025
AgencyWhat Is Included Under a Personal Umbrella Coverage?
Liability claims can quickly become costly, especially when legal fees or judgments exceed your regular insurance limits. Personal umbrella insurance may provide additional financial coverage when claims reach the limits of your underlying policies. What Does Personal Umbrella Insurance Cover? A personal umbrella policy kicks in when the liability limits of your home, auto […]
May 27, 2025
AgencyWhy You Might Have Trouble Getting Auto Insurance for Your Car
Getting auto insurance is usually a straightforward process, but certain factors can make securing affordable coverage more difficult. While your driving history and location play a role, the characteristics of your vehicle itself can significantly influence an insurer’s willingness to offer a policy. How Your Vehicle Affects Insurance Availability Insurance companies assess risk based on […]
April 25, 2025
AgencyPreparing for Natural Disasters: Is Your Business Covered?
Natural disasters are an unfortunate reality every business must consider. Regardless of your due diligence, commitment to safety or risk aversion efforts, these incidents are likely beyond your control. Even if you fortify your company and properly prepare, you’ll likely need help in bouncing back from these potentially catastrophic situations. At , our team is […]
February 25, 2025
AgencyUnderstanding Life Insurance: Key Questions Answered
Life insurance is an essential financial tool that can help provide security for your loved ones. However, understanding its complexities can be overwhelming. We simplify life insurance by addressing key questions and helping you make well-informed decisions. What Types of Life Insurance Are Available? There are several types of life insurance, including term life, whole […]
January 30, 2025
AgencyThe Benefits of Having a Personal Umbrella Policy
In today’s litigious society, having robust insurance coverage is more important than ever. While standard home and auto insurance policies provide a certain level of protection, they may not be sufficient in the face of significant claims or lawsuits. This is when a personal umbrella policy can be invaluable. A personal umbrella policy offers an additional […]
September 26, 2024
AgencyThe Importance of Keeping Your Commercial Auto Coverage Updated
Businesses adapt and change for numerous reasons. This may include adding new drivers, getting new vehicles or changing where vehicles are stored. When these changes happen, it’s vital to keep your commercial auto coverage updated. Whether you operate a small fleet or manage an extensive transportation network, updating your commercial auto insurance is critical for […]
August 15, 2024
insurancegurusagencyWays to Help Prevent Heat-related Workers’ Compensation Claims
Why do you need to provide ways to help prevent heat-related workers’ compensation claims? As a conscientious employer, safeguarding employees from harm is crucial. Outdoor work, especially during summer, presents challenges due to fluctuating weather conditions. Elevated temperatures during this season increase the risk of heat-related illnesses such as heat cramps, heat exhaustion and heat […]
July 16, 2024
AgencyDoes Insurance Cover Property in My Car?
Responsible vehicle ownership involves more than just meeting legal requirements. Auto insurance can offer peace of mind by potentially easing the financial burden resulting from unforeseen incidents while driving. However, there are specific limitations regarding personal property inside your car. Understanding the nuances of auto insurance is essential to making informed decisions about policy options. What […]
May 29, 2024
insurancegurusagencyCan a Home Security System Impact Your Insurance Rates?
Although imagining burglaries, fires and other incidents in your home are unpleasant thoughts, accounting for these harrowing situations may be a necessary precaution. With this in mind, home security systems have become integral to many homeowners’ lives, providing peace of mind and protection for their property and families. Furthermore, these systems may also lead to […]